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Affordable Care Act / Individual Market

Ensuring Access to High-Quality, Affordable Coverage

ACHP is committed to ensuring that Americans have access to high quality coverage and care at a cost they can afford. This is even more crucial during a public health crisis. ACHP advocates for policies that stabilize the individual market, provide sufficient financial assistance for Americans who need it and expand access to affordable coverage options for working families across the country.

To the Point

04/27/2020

OP-ED — Ongoing COVID-19 crisis calls for federal special enrollment period
ACHP and ACAP urge the Trump Administration to establish a special enrollment period (SEP) during the COVID-19 national emergency.
04/01/2019

RELEASE — Community Health Insurance Associations File Amicus Brief in Texas v. U.S.
ACHP and ACAP have submitted a joint amicus brief to highlight the harm that will occur if the Affordable Care Act is struck down.
05/18/2020

VIDEO — Solving the COVID-19 Coverage Puzzle
To help fill in the coverage gaps created by the current pandemic, ACHP proposes several novel approaches that, together, help solve the coverage puzzle.

Deep Dive

05/13/2020

Amicus Brief in SCOTUS Hearing of California v. Texas
The Alliance and of Community Health Plans and Association for Community Affiliated PlansRead more
03/19/2020

LETTER — Special Enrollment Period during COVID-19 National Emergency
ACHP urges the Administration to establish a Special Enrollment Period during the COVID-19 National Emergency to be applicable to all Affordable Care Act marketplace coverage.
04/13/2020

LETTER — Letter to Congressional Leadership on COVID Relief Proposals, Phase IV
ACHP urges Congress to ensure continuity and access to coverage and a stable health insurance market in the next COVID-19 relief package.
04/10/2020

LETTER — Policy Requests to CMS in Addressing the COVID-19 Public Health Emergency
ACHP has providied CMS with key policy recommendations to ensure continuity and access to health coverage and care.

Problem | Solution

PROBLEM: Being uninsured is more than just a source of personal anxiety. In a time of pandemic, being uninsured is a threat to public health. Before the COVID-19 outbreak, more than 28 million Americans lacked coverage. Rising unemployment imperils employer-based coverage for millions more.

SOLUTION: To help fill in the coverage gaps created by the current pandemic, the Alliance of Community Health Plans (ACHP) proposes several novel approaches that together, help solve the coverage puzzle. These include:

COBRA subsidies and expansion of the Health Coverage Tax Credit
A Special Enrollment Period for the individual market
Premium Grace Period protections
A Medicaid Stabilization Fund
and Reinsurance and Risk Corridors

Learn how putting these puzzle pieces together fills in coverage gaps created by COVID-19 and helps provide Americans more peace of mind in these uncertain times.