ACHP supports building on the success of the ACA to ensure access to high-quality, affordable coverage and care in the individual market.
Ensuring Access to High-Quality, Affordable Coverage
ACHP is committed to ensuring that Americans have access to high quality coverage and care at a cost they can afford. This is even more crucial during a public health crisis. ACHP advocates for policies that stabilize the individual market, provide sufficient financial assistance for Americans who need it and expand access to affordable coverage options for working families across the country.
Problem | Solution
PROBLEM: Being uninsured is more than just a source of personal anxiety. In a time of pandemic, being uninsured is a threat to public health. Before the COVID-19 outbreak, more than 28 million Americans lacked coverage. Rising unemployment imperils employer-based coverage for millions more.
SOLUTION: To help fill in the coverage gaps created by the current pandemic, the Alliance of Community Health Plans (ACHP) proposes several novel approaches that together, help solve the coverage puzzle. These include:
- COBRA subsidies and expansion of the Health Coverage Tax Credit
- A Special Enrollment Period for the individual market
- Premium Grace Period protections
- A Medicaid Stabilization Fund
- and Reinsurance and Risk Corridors
Learn how putting these puzzle pieces together fills in coverage gaps created by COVID-19 and helps provide Americans more peace of mind in these uncertain times.